Since the Covid-19 health crisis hit our shores earlier this year, I've been busy "quoting" auto insurance in response to a significant increase in demand for that product. For an insurance agent, that's good news, especially in light of the challenges in many parts of our economy. The bad news, is that people are shopping strictly for price. The vast majority of people I’ve spoken to over the past 4 months are either unaware of the type and scale of coverage they really need or are simply…

As the world edges toward getting back to business, I thought about what a small business owner should be reviewing with their agent, if possible, prior to re-opening. Actually, anytime before you have a loss, is a good time to take a hard look at your Risk Management program. That means identifying and priortizing the risk's that your business faces each and every day and evaluating the potential effectiveness of your insurance program. 

As many have discovered, insurance does not…

Check Insurance Rates before You Buy a Car...

At some point you're going to be in the market for your next car, be it used or new. If you've narrowed your search down to the type of vehicle you'd like to own, you should check insurance rates before you buy.

Often we will get calls from people who bought a new vehicle and gave no thought to the insurance rates and who were shocked to learn that, in some cases, their monthly premiums were more than their monthly car payments. That…

Thought I'd share a link to a terrific article highlighting the risks business owners now face in a remote work environment and the steps we can take to manage those risks and ultimately thrive in the new world we operate in...…