Even though you may not have Medicare, you know someone that is! A loved one or close friend. They may not know if their plan may is the best choice for them. Many seniors are too afraid or not like change! This can be very detrimental to both their wallet and their health! Every year Medicare plans change. This year seems to be more volatile than in the past few years. I suggest you speak to your loved ones and suggest they get a reputable Medicare Agent to help them review their current coverage. If their coverage is from an Employer/Union /Retiree plan then they more than likely should not move. If however, they have Original Medicare, a Medicare Supplement with a separate Prescription Drug Plan or a Medicare Advantage plan, They should ask for professional advice to ensure they have the right plan for them. There are many plans available to a Medicare Beneficiary. They may get so confused they give up and think they are doing ok with their current plan even if their current plan has reduced its benefits. I am available to assist you and your loved ones make a clear decision on their health benefits. I will come and sit with you/them and ask all the right questions so I can do the proper research on the spot to eliminate the plans that do not make any sense and only discuss those that do. I represent the Medicare Beneficiary. I write for 7 different insurance companies that offer well over 50 different plans. I educate before I write any plan. Until you or your loved ones are fully understanding of the wonderful world of Medicare, I do not write the plan that you decide is right. Call me and set up a no-obligation appointment. The annual enrollment period ends December 7th, 2018 for any plan changes effective January 1st, 2019 Don't let your loved ones sit idle with their health plan decisions!