Finn Mauritzen's Blog (12)

Do Not Start a Business

Starting a business on your own is really hard. Chances of success are really low. Fortunately, there is a better way. Start one together. Start a worker cooperative.

Added by Finn Mauritzen on May 14, 2018 at 10:34am — No Comments

Work is Changing

Soon there will be more freelancers, contract or on-demand workers than traditionally employed workers. That presents some significant challenges, but there are solutions: Worker cooperatives.

Work is Changing for Self-employed, Freelance, Gig and On-demand Workers

Added by Finn Mauritzen on April 16, 2018 at 2:33pm — No Comments

Retiring Business Owners Transition to Worker Ownership

This Maine espresso cafe/bookstore owner preserved her business, rewarded the employees who helped her build it and secured adequate retirement funds for herself by transferring ownership to her employees. And so can you.…

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Added by Finn Mauritzen on March 30, 2018 at 4:15pm — No Comments

The Emotional Retirement

You may think that your biggest concern when you want to retire is having enough money for you and your family to live a decent lifestyle. That is of course important, but have you thought about what you will be doing for the next 40 years or so? For some of us, our identity is totally tied to what we do as business owners or in our jobs. Will we still have meaning and purpose when that changes? What about friends? If they are still working, will they still have time to talk to us? Have you…

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Added by Finn Mauritzen on March 23, 2018 at 4:18pm — No Comments

Emotional Retirement

When you retire, you really retire three times: Physically, financially and emotionally. For many, the emotional retirement can be the most challenging of the the three. You need to create a new identity for yourself and often a new social circle of friends. None of that is easy. 

Emotional Retirement

Added by Finn Mauritzen on February 26, 2018 at 6:27pm — No Comments

Freelancer's Guide to Worker Cooperatives

Maybe you chose to be a self-employed freelancer for the freedom to do things your way. Maybe you have discovered that you also have to do it all yourself. There is a better way: The Worker Cooperative. Join with others and enjoy the best of both worlds. 

A Freelancer's Guide to Worker Cooperatives

Added by Finn Mauritzen on January 4, 2018 at 11:00am — No Comments

Can your business run without you?

There are three reasons you need your business to be able to run without you:

  • You want to be able to take some time off.
  • What if you become incapacitated and most importantly:
  • If the business depends on your presence, you can't sell it to anyone.

There are several other good reasons why you would want your business…

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Added by Finn Mauritzen on December 16, 2017 at 2:58pm — No Comments

Retirement Planning for Business Owners

As a business owner, you are probably focused on building your business. Every spare penny goes into making it grow so that some day you will be able to sell it and retire in comfort.That is how most people do it and I get the thinking behind that.

I think it is better to do it the other way around. Start with deciding when you want to retire, how you want to live and who will take over. Do it in that order, not the other way around. This article explains the steps:…

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Added by Finn Mauritzen on October 16, 2017 at 10:09am — No Comments

Do you have an exit plan for your small business?

Do you have an exit plan? Congratulations. More than 8 of 10 of your colleagues do not. Do you want to sell to a third-party? Most do, but only 1 of 5 actually do. Some even end up closing altogether.

Failing to have an exit plan could seriously jeopardize your retirement. Please get started today. Selling to your employees is an increasingly popular option and there are several ways to do that. Some come with significant tax benefits. Others leave you in control till the last penny…

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Added by Finn Mauritzen on September 23, 2017 at 1:43pm — No Comments

Can your business run without you?

Can Your Business Run Without You?

You could probably step away from your business for a few days if…

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Added by Finn Mauritzen on July 26, 2017 at 1:48pm — No Comments

Article about passing your business to the next generation

Just about everyone will talk to you about the importance of starting this process early. Almost every business owner says their business will be a major part of their retirement plan, but almost no one has made any concrete plans for what that might look like. Who will you sell it to? When? Will you have the financial security you want?

Take a look at this article to help you get started.…

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Added by Finn Mauritzen on July 12, 2017 at 11:30am — No Comments

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